OSNOVA Ukrainain Federal Credit Union considers the privacy of its members and the confidentiality of information it possesses about its members to be a sacred trust.

OSNOVA Ukrainian Federal Credit Union complies with all federal and state consumer Information Privacy Laws. We do not disclose nonpublic personal information about you to anyone, except with your authorization and at your request as consumers, and as permitted by law. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

A. Categories of Information that we Collect:

OSNOVA collects non-public information about you from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the facts you provide on applications and other forms, such as from your employers or other institutions where you conduct financial transactions.

B. Policies to Safeguard the Confidentiality and Security of Member Information:

• OSNOVA FCU restricts access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
• OSNOVA FCU does not disclose any nonpublic personal information about you to anyone, except with your authorization and at your request as a member or consumer, or as permitted by law.
• If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

C. For additional information on OSNOVA FCU’s Member Right to Privacy Policies, contact  (440) 842-5888      .